Call reports 2017
BAR HARBOR BANK AND TRUST COMPANY — 2017
What BAR HARBOR BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 3,426,046,000 | 3,502,052,000 | 3,474,340,000 | 3,562,938,000 |
| Total loans | 2,372,443,000 | 2,376,713,000 | 2,428,861,000 | 2,485,612,000 |
| Allowance for loan losses | 10,884,000 | 11,442,000 | 11,950,000 | 12,325,000 |
| Securities available for sale | 724,223,000 | 718,364,000 | 718,458,000 | 717,242,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,174,742,000 | 2,214,780,000 | 2,278,308,000 | 2,354,749,000 |
| Interest-bearing deposits | 2,032,418,000 | 2,084,739,000 | 2,171,664,000 | 2,247,189,000 |
| Noninterest-bearing deposits | 142,324,000 | 130,041,000 | 106,644,000 | 107,560,000 |
| Equity capital | 380,550,000 | 385,259,000 | 389,641,000 | 391,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 26,167,000 | 55,831,000 | 85,885,000 | 116,034,000 |
| Interest expense | 4,410,000 | 9,768,000 | 15,860,000 | 22,029,000 |
| Net interest income | 21,757,000 | 46,063,000 | 70,025,000 | 94,005,000 |
| Noninterest income | 5,880,000 | 12,377,000 | 19,058,000 | 25,470,000 |
| Noninterest expense | 19,981,000 | 39,187,000 | 55,903,000 | 69,271,000 |
| Provision for loan losses | 795,000 | 1,531,000 | 2,191,000 | 2,788,000 |
| Pretax income | 6,861,000 | 17,722,000 | 31,008,000 | 47,435,000 |
| Income tax | 1,869,000 | 5,396,000 | 9,367,000 | 17,840,000 |
| Net income | 4,992,000 | 12,326,000 | 21,641,000 | 29,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 276,589,000 | 279,183,000 | 283,486,000 | 288,906,000 |
| Total capital | 292,717,000 | 295,869,000 | 300,680,000 | 306,495,000 |
| Risk-weighted assets | 2,138,110,000 | 2,170,554,000 | 2,227,103,000 | 2,235,847,000 |