Call reports 2016
BAR HARBOR BANK AND TRUST COMPANY — 2016
What BAR HARBOR BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,621,668,000 | 1,686,706,000 | 1,716,958,000 | 1,754,525,000 |
| Total loans | 1,006,562,000 | 1,049,022,000 | 1,088,243,000 | 1,129,064,000 |
| Allowance for loan losses | 9,814,000 | 9,891,000 | 10,103,000 | 10,419,000 |
| Securities available for sale | 532,919,000 | 532,590,000 | 537,287,000 | 528,856,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 963,155,000 | 990,349,000 | 1,034,851,000 | 1,051,602,000 |
| Interest-bearing deposits | 885,078,000 | 905,692,000 | 918,149,000 | 951,444,000 |
| Noninterest-bearing deposits | 78,077,000 | 84,657,000 | 116,702,000 | 100,158,000 |
| Equity capital | 163,265,000 | 167,672,000 | 166,038,000 | 158,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 14,165,000 | 28,518,000 | 42,641,000 | 57,487,000 |
| Interest expense | 2,829,000 | 5,800,000 | 8,924,000 | 12,113,000 |
| Net interest income | 11,336,000 | 22,718,000 | 33,717,000 | 45,374,000 |
| Noninterest income | 1,892,000 | 3,760,000 | 5,556,000 | 7,560,000 |
| Noninterest expense | 7,220,000 | 15,228,000 | 23,192,000 | 32,694,000 |
| Provision for loan losses | 465,000 | 615,000 | 754,000 | 979,000 |
| Pretax income | 6,980,000 | 13,770,000 | 19,816,000 | 23,759,000 |
| Income tax | 1,988,000 | 3,989,000 | 6,155,000 | 6,905,000 |
| Net income | 4,992,000 | 9,781,000 | 13,661,000 | 16,854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 150,658,000 | 153,657,000 | 155,721,000 | 157,805,000 |
| Total capital | 165,700,000 | 168,786,000 | 171,038,000 | 173,458,000 |
| Risk-weighted assets | 951,443,000 | 974,401,000 | 994,071,000 | 1,037,889,000 |