Call reports 2015
BAR HARBOR BANK AND TRUST COMPANY — 2015
What BAR HARBOR BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,507,488,000 | 1,559,170,000 | 1,567,068,000 | 1,579,046,000 |
| Total loans | 939,759,000 | 983,245,000 | 975,950,000 | 990,070,000 |
| Allowance for loan losses | 9,478,000 | 9,099,000 | 9,037,000 | 9,438,000 |
| Securities available for sale | 484,902,000 | 480,138,000 | 502,680,000 | 504,969,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 865,556,000 | 891,285,000 | 1,011,834,000 | 943,705,000 |
| Interest-bearing deposits | 792,665,000 | 817,317,000 | 914,047,000 | 856,211,000 |
| Noninterest-bearing deposits | 72,891,000 | 73,968,000 | 97,787,000 | 87,494,000 |
| Equity capital | 152,221,000 | 150,387,000 | 156,257,000 | 156,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 13,533,000 | 27,005,000 | 41,331,000 | 55,224,000 |
| Interest expense | 2,535,000 | 5,121,000 | 7,750,000 | 10,390,000 |
| Net interest income | 10,998,000 | 21,884,000 | 33,581,000 | 44,834,000 |
| Noninterest income | 1,787,000 | 3,676,000 | 5,704,000 | 7,695,000 |
| Noninterest expense | 7,023,000 | 14,103,000 | 21,265,000 | 28,775,000 |
| Provision for loan losses | 495,000 | 895,000 | 1,320,000 | 1,785,000 |
| Pretax income | 5,886,000 | 11,768,000 | 17,906,000 | 23,303,000 |
| Income tax | 1,749,000 | 3,427,000 | 5,175,000 | 6,624,000 |
| Net income | 4,137,000 | 8,341,000 | 12,731,000 | 16,679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 138,892,000 | 141,510,000 | 144,779,000 | 147,263,000 |
| Total capital | 153,490,000 | 155,729,000 | 159,000,000 | 161,905,000 |
| Risk-weighted assets | 915,110,000 | 944,019,000 | 943,029,000 | 933,909,000 |