Call reports 2014
BAR HARBOR BANK AND TRUST COMPANY — 2014
What BAR HARBOR BANK AND TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,403,319,000 | 1,451,926,000 | 1,438,104,000 | 1,458,456,000 |
| Total loans | 866,621,000 | 900,936,000 | 897,945,000 | 919,024,000 |
| Allowance for loan losses | 8,722,000 | 8,751,000 | 8,635,000 | 8,969,000 |
| Securities available for sale | 464,827,000 | 477,804,000 | 466,934,000 | 470,525,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 866,165,000 | 837,692,000 | 887,892,000 | 859,170,000 |
| Interest-bearing deposits | 800,348,000 | 775,095,000 | 806,056,000 | 779,247,000 |
| Noninterest-bearing deposits | 65,817,000 | 62,597,000 | 81,836,000 | 79,923,000 |
| Equity capital | 131,516,000 | 139,644,000 | 142,999,000 | 148,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 13,041,000 | 26,392,000 | 40,198,000 | 53,718,000 |
| Interest expense | 2,481,000 | 4,970,000 | 7,398,000 | 9,905,000 |
| Net interest income | 10,560,000 | 21,422,000 | 32,800,000 | 43,813,000 |
| Noninterest income | 1,719,000 | 3,661,000 | 5,544,000 | 6,987,000 |
| Noninterest expense | 6,472,000 | 13,351,000 | 20,165,000 | 27,138,000 |
| Provision for loan losses | 458,000 | 885,000 | 1,376,000 | 1,833,000 |
| Pretax income | 5,746,000 | 11,594,000 | 17,469,000 | 22,232,000 |
| Income tax | 1,700,000 | 3,360,000 | 5,094,000 | 6,394,000 |
| Net income | 4,046,000 | 8,234,000 | 12,375,000 | 15,838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 127,940,000 | 130,637,000 | 133,363,000 | 135,457,000 |
| Total capital | 141,784,000 | 144,503,000 | 147,119,000 | 149,546,000 |
| Risk-weighted assets | 832,728,000 | 849,933,000 | 843,438,000 | 858,708,000 |