Call reports 2013
BAR HARBOR BANK AND TRUST COMPANY — 2013
What BAR HARBOR BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,306,491,000 | 1,342,419,000 | 1,378,514,000 | 1,373,072,000 |
| Total loans | 817,226,000 | 852,572,000 | 845,933,000 | 852,856,000 |
| Allowance for loan losses | 8,055,000 | 8,167,000 | 8,380,000 | 8,475,000 |
| Securities available for sale | 423,914,000 | 416,237,000 | 462,357,000 | 450,170,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 802,200,000 | 855,342,000 | 885,713,000 | 836,412,000 |
| Interest-bearing deposits | 738,116,000 | 792,227,000 | 800,110,000 | 763,393,000 |
| Noninterest-bearing deposits | 64,084,000 | 63,115,000 | 85,603,000 | 73,019,000 |
| Equity capital | 129,051,000 | 122,002,000 | 124,681,000 | 123,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 12,365,000 | 24,839,000 | 37,673,000 | 50,749,000 |
| Interest expense | 3,076,000 | 6,067,000 | 8,932,000 | 11,663,000 |
| Net interest income | 9,289,000 | 18,772,000 | 28,741,000 | 39,086,000 |
| Noninterest income | 1,686,000 | 3,338,000 | 5,126,000 | 6,846,000 |
| Noninterest expense | 6,009,000 | 12,012,000 | 18,435,000 | 24,976,000 |
| Provision for loan losses | 353,000 | 758,000 | 928,000 | 1,418,000 |
| Pretax income | 4,878,000 | 9,746,000 | 14,975,000 | 19,965,000 |
| Income tax | 1,423,000 | 2,747,000 | 4,204,000 | 5,614,000 |
| Net income | 3,455,000 | 6,999,000 | 10,771,000 | 14,351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 117,627,000 | 120,257,000 | 122,619,000 | 125,180,000 |
| Total capital | 130,805,000 | 133,541,000 | 136,106,000 | 138,761,000 |
| Risk-weighted assets | 802,614,000 | 821,526,000 | 821,464,000 | 825,512,000 |