Call reports 2012
BAR HARBOR BANK AND TRUST COMPANY — 2012
What BAR HARBOR BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,223,907,000 | 1,241,473,000 | 1,294,713,000 | 1,301,758,000 |
| Total loans | 763,840,000 | 776,931,000 | 808,412,000 | 815,004,000 |
| Allowance for loan losses | 8,321,000 | 8,354,000 | 8,053,000 | 8,097,000 |
| Securities available for sale | 396,690,000 | 404,844,000 | 421,826,000 | 418,039,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 725,059,000 | 738,168,000 | 814,737,000 | 795,550,000 |
| Interest-bearing deposits | 660,412,000 | 675,007,000 | 733,257,000 | 723,148,000 |
| Noninterest-bearing deposits | 64,647,000 | 63,161,000 | 81,480,000 | 72,402,000 |
| Equity capital | 121,696,000 | 124,865,000 | 129,761,000 | 129,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 12,587,000 | 25,005,000 | 37,881,000 | 50,838,000 |
| Interest expense | 3,570,000 | 7,035,000 | 10,497,000 | 13,867,000 |
| Net interest income | 9,017,000 | 17,970,000 | 27,384,000 | 36,971,000 |
| Noninterest income | 1,455,000 | 3,092,000 | 4,911,000 | 6,617,000 |
| Noninterest expense | 5,606,000 | 11,410,000 | 17,789,000 | 24,548,000 |
| Provision for loan losses | 415,000 | 875,000 | 1,302,000 | 1,652,000 |
| Pretax income | 4,674,000 | 9,334,000 | 14,257,000 | 18,473,000 |
| Income tax | 1,382,000 | 2,678,000 | 4,092,000 | 5,239,000 |
| Net income | 3,292,000 | 6,656,000 | 10,165,000 | 13,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 111,008,000 | 113,165,000 | 113,042,000 | 115,601,000 |
| Total capital | 124,435,000 | 126,625,000 | 126,188,000 | 128,791,000 |
| Risk-weighted assets | 774,219,000 | 787,687,000 | 808,141,000 | 808,973,000 |