Call reports 2011
BAR HARBOR BANK AND TRUST COMPANY — 2011
What BAR HARBOR BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,161,600,000 | 1,152,288,000 | 1,155,080,000 | 1,166,770,000 |
| Total loans | 727,658,000 | 731,293,000 | 714,217,000 | 729,003,000 |
| Allowance for loan losses | 9,093,000 | 9,535,000 | 8,153,000 | 8,221,000 |
| Securities available for sale | 379,585,000 | 366,581,000 | 388,416,000 | 381,881,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 705,541,000 | 730,205,000 | 763,232,000 | 723,644,000 |
| Interest-bearing deposits | 649,948,000 | 672,874,000 | 689,824,000 | 660,242,000 |
| Noninterest-bearing deposits | 55,593,000 | 57,331,000 | 73,408,000 | 63,402,000 |
| Equity capital | 105,092,000 | 111,017,000 | 117,226,000 | 119,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 12,678,000 | 25,594,000 | 38,314,000 | 50,907,000 |
| Interest expense | 4,344,000 | 8,636,000 | 12,652,000 | 16,518,000 |
| Net interest income | 8,334,000 | 16,958,000 | 25,662,000 | 34,389,000 |
| Noninterest income | 1,512,000 | 3,051,000 | 4,714,000 | 6,341,000 |
| Noninterest expense | 5,374,000 | 10,871,000 | 16,429,000 | 22,436,000 |
| Provision for loan losses | 500,000 | 1,100,000 | 1,850,000 | 2,395,000 |
| Pretax income | 4,192,000 | 8,204,000 | 12,684,000 | 16,369,000 |
| Income tax | 1,206,000 | 2,264,000 | 3,628,000 | 4,684,000 |
| Net income | 2,986,000 | 5,940,000 | 9,056,000 | 11,685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,327,000 | 104,497,000 | 106,951,000 | 108,819,000 |
| Total capital | 116,495,000 | 119,072,000 | 120,210,000 | 122,151,000 |
| Risk-weighted assets | 762,207,000 | 765,837,000 | 742,478,000 | 754,623,000 |