Call reports 2010
BAR HARBOR BANK AND TRUST COMPANY — 2010
What BAR HARBOR BANK AND TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,055,480,000 | 1,083,745,000 | 1,102,487,000 | 1,117,108,000 |
| Total loans | 672,112,000 | 684,826,000 | 680,875,000 | 700,670,000 |
| Allowance for loan losses | 8,166,000 | 8,470,000 | 8,540,000 | 8,500,000 |
| Securities available for sale | 332,819,000 | 343,414,000 | 369,422,000 | 357,883,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 664,988,000 | 668,535,000 | 699,449,000 | 708,645,000 |
| Interest-bearing deposits | 616,119,000 | 614,770,000 | 632,785,000 | 647,979,000 |
| Noninterest-bearing deposits | 48,869,000 | 53,765,000 | 66,664,000 | 60,666,000 |
| Equity capital | 100,543,000 | 104,151,000 | 107,060,000 | 104,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 12,954,000 | 25,559,000 | 38,438,000 | 51,141,000 |
| Interest expense | 4,896,000 | 9,706,000 | 14,639,000 | 19,432,000 |
| Net interest income | 8,058,000 | 15,853,000 | 23,799,000 | 31,709,000 |
| Noninterest income | 1,374,000 | 2,887,000 | 4,545,000 | 6,229,000 |
| Noninterest expense | 4,963,000 | 10,058,000 | 15,253,000 | 20,840,000 |
| Provision for loan losses | 500,000 | 1,050,000 | 1,500,000 | 2,327,000 |
| Pretax income | 4,523,000 | 8,449,000 | 12,815,000 | 16,000,000 |
| Income tax | 1,286,000 | 2,310,000 | 3,537,000 | 4,468,000 |
| Net income | 3,237,000 | 6,139,000 | 9,278,000 | 11,532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,720,000 | 97,567,000 | 99,416,000 | 101,160,000 |
| Total capital | 108,932,000 | 111,083,000 | 113,002,000 | 114,735,000 |
| Risk-weighted assets | 711,798,000 | 724,376,000 | 724,978,000 | 737,483,000 |