Call reports 2009
BAR HARBOR BANK AND TRUST COMPANY — 2009
What BAR HARBOR BANK AND TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,061,379,000 | 1,069,767,000 | 1,059,944,000 | 1,071,603,000 |
| Total loans | 648,323,000 | 665,370,000 | 654,604,000 | 669,492,000 |
| Allowance for loan losses | 5,906,000 | 6,722,000 | 7,304,000 | 7,814,000 |
| Securities available for sale | 367,583,000 | 353,085,000 | 356,977,000 | 347,026,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 622,606,000 | 635,153,000 | 619,495,000 | 641,369,000 |
| Interest-bearing deposits | 574,793,000 | 583,912,000 | 558,486,000 | 583,430,000 |
| Noninterest-bearing deposits | 47,813,000 | 51,241,000 | 61,009,000 | 57,939,000 |
| Equity capital | 87,228,000 | 86,082,000 | 94,941,000 | 114,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 13,364,000 | 27,429,000 | 41,134,000 | 54,367,000 |
| Interest expense | 5,424,000 | 10,646,000 | 15,919,000 | 21,086,000 |
| Net interest income | 7,940,000 | 16,783,000 | 25,215,000 | 33,281,000 |
| Noninterest income | 1,192,000 | 2,601,000 | 4,333,000 | 5,926,000 |
| Noninterest expense | 4,928,000 | 10,174,000 | 14,851,000 | 20,642,000 |
| Provision for loan losses | 665,000 | 1,500,000 | 2,557,000 | 3,207,000 |
| Pretax income | 3,951,000 | 8,082,000 | 12,696,000 | 15,425,000 |
| Income tax | 1,160,000 | 2,321,000 | 3,628,000 | 4,275,000 |
| Net income | 2,791,000 | 5,761,000 | 9,068,000 | 11,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,732,000 | 85,515,000 | 88,880,000 | 110,569,000 |
| Total capital | 94,638,000 | 97,237,000 | 101,230,000 | 123,383,000 |
| Risk-weighted assets | 661,966,000 | 687,726,000 | 684,992,000 | 714,687,000 |