Call reports 2006
BAR HARBOR BANK AND TRUST COMPANY — 2006
What BAR HARBOR BANK AND TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 782,949,000 | 803,702,000 | 796,763,000 | 826,557,000 |
| Total loans | 529,119,000 | 543,731,000 | 547,487,000 | 555,099,000 |
| Allowance for loan losses | 4,473,000 | 4,511,000 | 4,593,000 | 4,525,000 |
| Securities available for sale | 204,831,000 | 208,853,000 | 197,905,000 | 220,961,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 475,007,000 | 488,287,000 | 515,064,000 | 496,996,000 |
| Interest-bearing deposits | 426,182,000 | 434,361,000 | 450,334,000 | 442,436,000 |
| Noninterest-bearing deposits | 48,825,000 | 53,926,000 | 64,730,000 | 54,560,000 |
| Equity capital | 58,039,000 | 57,290,000 | 60,882,000 | 62,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 10,694,000 | 22,018,000 | 34,098,000 | 46,145,000 |
| Interest expense | 5,207,000 | 11,263,000 | 17,795,000 | 24,449,000 |
| Net interest income | 5,487,000 | 10,755,000 | 16,303,000 | 21,696,000 |
| Noninterest income | 1,294,000 | 2,818,000 | 4,662,000 | 6,121,000 |
| Noninterest expense | 4,704,000 | 8,914,000 | 13,651,000 | 18,024,000 |
| Provision for loan losses | 28,000 | 43,000 | 124,000 | 131,000 |
| Pretax income | 2,359,000 | 4,926,000 | 7,857,000 | 10,417,000 |
| Income tax | 677,000 | 1,415,000 | 2,294,000 | 3,062,000 |
| Net income | 1,682,000 | 3,511,000 | 5,563,000 | 7,355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,094,000 | 57,727,000 | 58,985,000 | 60,669,000 |
| Total capital | 59,060,000 | 59,731,000 | 61,071,000 | 62,687,000 |
| Risk-weighted assets | 519,335,000 | 533,138,000 | 517,233,000 | 542,810,000 |