Call reports 2002
BAR HARBOR BANK AND TRUST COMPANY — 2002
What BAR HARBOR BANK AND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 491,966,000 | 507,950,000 | 542,163,000 | 547,258,000 |
| Total loans | 310,959,000 | 325,831,000 | 338,537,000 | 351,535,000 |
| Allowance for loan losses | 4,376,000 | 4,537,000 | 4,823,000 | 4,975,000 |
| Securities available for sale | 117,218,000 | 118,081,000 | 136,707,000 | 130,708,000 |
| Securities held to maturity | 29,414,000 | 31,541,000 | 31,521,000 | 31,545,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,754,000 | 292,317,000 | 331,786,000 | 322,788,000 |
| Interest-bearing deposits | 250,606,000 | 250,694,000 | 280,103,000 | 276,092,000 |
| Noninterest-bearing deposits | 38,148,000 | 41,623,000 | 51,683,000 | 46,696,000 |
| Equity capital | 44,743,000 | 45,760,000 | 46,173,000 | 46,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 7,953,000 | 15,907,000 | 24,074,000 | 32,208,000 |
| Interest expense | 3,148,000 | 6,355,000 | 9,623,000 | 12,776,000 |
| Net interest income | 4,805,000 | 9,552,000 | 14,451,000 | 19,432,000 |
| Noninterest income | 691,000 | 1,592,000 | 3,066,000 | 3,967,000 |
| Noninterest expense | 3,205,000 | 6,569,000 | 10,641,000 | 14,221,000 |
| Provision for loan losses | 300,000 | 600,000 | 875,000 | 1,100,000 |
| Pretax income | 2,030,000 | 4,080,000 | 6,320,000 | 8,528,000 |
| Income tax | 575,000 | 1,149,000 | 1,816,000 | 2,413,000 |
| Net income | 1,455,000 | 2,931,000 | 4,504,000 | 6,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,403,000 | 43,595,000 | 43,739,000 | 43,934,000 |
| Total capital | 47,400,000 | 47,798,000 | 48,197,000 | 48,501,000 |
| Risk-weighted assets | 319,364,000 | 335,943,000 | 356,273,000 | 365,179,000 |