Call reports 2001
BAR HARBOR BANK AND TRUST COMPANY — 2001
What BAR HARBOR BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 463,901,000 | 444,473,000 | 459,581,000 | 480,256,000 |
| Total loans | 272,728,000 | 283,588,000 | 291,125,000 | 297,970,000 |
| Allowance for loan losses | 4,194,000 | 4,068,000 | 3,987,000 | 4,169,000 |
| Securities available for sale | 136,740,000 | 121,767,000 | 127,970,000 | 115,207,000 |
| Securities held to maturity | 2,450,000 | 2,188,000 | 1,746,000 | 26,866,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,197,000 | 276,763,000 | 295,138,000 | 292,603,000 |
| Interest-bearing deposits | 232,277,000 | 235,461,000 | 240,104,000 | 245,721,000 |
| Noninterest-bearing deposits | 38,920,000 | 41,302,000 | 55,034,000 | 46,882,000 |
| Equity capital | 43,956,000 | 43,074,000 | 45,446,000 | 44,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 8,683,000 | 17,126,000 | 25,608,000 | 33,856,000 |
| Interest expense | 4,477,000 | 8,756,000 | 12,471,000 | 15,751,000 |
| Net interest income | 4,206,000 | 8,370,000 | 13,137,000 | 18,105,000 |
| Noninterest income | 897,000 | 1,767,000 | 3,251,000 | 4,214,000 |
| Noninterest expense | 3,078,000 | 6,103,000 | 9,944,000 | 13,344,000 |
| Provision for loan losses | 200,000 | 1,400,000 | 1,650,000 | 2,000,000 |
| Pretax income | 1,825,000 | 2,634,000 | 4,794,000 | 6,975,000 |
| Income tax | 617,000 | 868,000 | 1,602,000 | 2,273,000 |
| Net income | 1,208,000 | 1,766,000 | 3,192,000 | 4,702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,907,000 | 42,355,000 | 43,059,000 | 43,166,000 |
| Total capital | 46,463,000 | 45,985,000 | 46,747,000 | 47,053,000 |
| Risk-weighted assets | 283,832,000 | 289,982,000 | 294,766,000 | 310,749,000 |