Call reports 2010
BANK OF WASHINGTON, THE — 2010
What BANK OF WASHINGTON, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 192,524,000 | 182,965,000 | 173,470,000 | 160,333,000 |
| Total loans | 145,603,000 | 130,747,000 | 122,900,000 | 111,631,000 |
| Allowance for loan losses | 4,252,000 | 3,081,000 | 3,070,000 | 3,002,000 |
| Securities available for sale | 2,062,000 | 999,000 | 6,096,000 | 6,030,000 |
| Securities held to maturity | 255,000 | 258,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,274,000 | 160,186,000 | 150,808,000 | 138,325,000 |
| Interest-bearing deposits | 151,226,000 | 142,839,000 | 132,906,000 | 121,557,000 |
| Noninterest-bearing deposits | 16,048,000 | 17,347,000 | 17,902,000 | 16,768,000 |
| Equity capital | 15,573,000 | 15,277,000 | 15,148,000 | 16,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,470,000 | 4,502,000 | 6,459,000 | 8,278,000 |
| Interest expense | 853,000 | 1,624,000 | 2,292,000 | 2,821,000 |
| Net interest income | 1,617,000 | 2,878,000 | 4,167,000 | 5,457,000 |
| Noninterest income | 49,000 | 112,000 | 379,000 | 467,000 |
| Noninterest expense | 1,455,000 | 2,970,000 | 4,481,000 | 5,852,000 |
| Provision for loan losses | 0 | 200,000 | 375,000 | 475,000 |
| Pretax income | 211,000 | -85,000 | -215,000 | -308,000 |
| Income tax | 51,000 | 0 | 0 | 0 |
| Net income | 160,000 | -85,000 | -215,000 | -308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,521,000 | 15,277,000 | 15,147,000 | 16,554,000 |
| Total capital | 17,491,000 | 17,061,000 | 16,852,000 | 18,168,000 |
| Risk-weighted assets | 155,102,000 | 141,227,000 | 134,858,000 | 127,592,000 |