Call reports 2007
BANK OF WASHINGTON, THE — 2007
What BANK OF WASHINGTON, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 185,857,000 | 194,762,000 | 200,103,000 | 209,848,000 |
| Total loans | 162,878,000 | 171,542,000 | 181,254,000 | 193,326,000 |
| Allowance for loan losses | 2,299,000 | 2,407,000 | 2,525,000 | 2,677,000 |
| Securities available for sale | 6,914,000 | 6,928,000 | 5,958,000 | 4,528,000 |
| Securities held to maturity | 0 | 0 | 0 | 893,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,239,000 | 169,065,000 | 168,674,000 | 175,132,000 |
| Interest-bearing deposits | 145,538,000 | 150,756,000 | 148,911,000 | 155,492,000 |
| Noninterest-bearing deposits | 17,701,000 | 18,310,000 | 19,763,000 | 19,639,000 |
| Equity capital | 15,176,000 | 18,350,000 | 18,972,000 | 19,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,641,000 | 7,555,000 | 11,737,000 | 16,061,000 |
| Interest expense | 1,664,000 | 3,459,000 | 5,319,000 | 7,340,000 |
| Net interest income | 1,977,000 | 4,096,000 | 6,418,000 | 8,721,000 |
| Noninterest income | 80,000 | 170,000 | 256,000 | 336,000 |
| Noninterest expense | 1,266,000 | 2,512,000 | 3,823,000 | 5,142,000 |
| Provision for loan losses | 91,000 | 221,000 | 359,000 | 522,000 |
| Pretax income | 700,000 | 1,533,000 | 2,492,000 | 3,393,000 |
| Income tax | 225,000 | 493,000 | 796,000 | 1,032,000 |
| Net income | 475,000 | 1,040,000 | 1,696,000 | 2,361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,224,000 | 18,390,000 | 18,994,000 | 19,603,000 |
| Total capital | 17,312,000 | 20,668,000 | 21,393,000 | 22,102,000 |
| Risk-weighted assets | 166,658,000 | 181,914,000 | 191,576,000 | 199,488,000 |