Call reports 2006
BANK OF WASHINGTON, THE — 2006
What BANK OF WASHINGTON, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 154,309,000 | 146,877,000 | 151,804,000 | 175,050,000 |
| Total loans | 124,234,000 | 123,841,000 | 130,821,000 | 157,346,000 |
| Allowance for loan losses | 1,956,000 | 2,002,000 | 2,100,000 | 2,400,000 |
| Securities available for sale | 6,278,000 | 6,271,000 | 6,333,000 | 5,882,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,801,000 | 125,995,000 | 128,348,000 | 152,278,000 |
| Interest-bearing deposits | 109,289,000 | 110,683,000 | 112,172,000 | 131,845,000 |
| Noninterest-bearing deposits | 24,512,000 | 15,312,000 | 16,176,000 | 20,433,000 |
| Equity capital | 13,444,000 | 13,845,000 | 14,306,000 | 14,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,568,000 | 5,359,000 | 8,235,000 | 11,509,000 |
| Interest expense | 986,000 | 2,146,000 | 3,385,000 | 4,804,000 |
| Net interest income | 1,582,000 | 3,213,000 | 4,850,000 | 6,705,000 |
| Noninterest income | 74,000 | 160,000 | 230,000 | 297,000 |
| Noninterest expense | 1,015,000 | 2,029,000 | 3,008,000 | 4,092,000 |
| Provision for loan losses | 75,000 | 132,000 | 235,000 | 563,000 |
| Pretax income | 566,000 | 1,212,000 | 1,837,000 | 2,347,000 |
| Income tax | 184,000 | 393,000 | 596,000 | 760,000 |
| Net income | 382,000 | 819,000 | 1,241,000 | 1,587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,575,000 | 13,982,000 | 14,404,000 | 14,749,000 |
| Total capital | 15,130,000 | 15,499,000 | 16,020,000 | 16,737,000 |
| Risk-weighted assets | 123,966,000 | 120,862,000 | 128,771,000 | 158,608,000 |