Call reports 2005
BANK OF WASHINGTON, THE — 2005
What BANK OF WASHINGTON, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 131,179,000 | 124,390,000 | 131,981,000 | 136,424,000 |
| Total loans | 107,518,000 | 105,890,000 | 114,811,000 | 119,245,000 |
| Allowance for loan losses | 1,798,000 | 1,813,000 | 1,830,000 | 1,881,000 |
| Securities available for sale | 6,765,000 | 6,803,000 | 6,790,000 | 6,267,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,476,000 | 107,367,000 | 111,498,000 | 114,790,000 |
| Interest-bearing deposits | 104,440,000 | 95,396,000 | 93,219,000 | 98,475,000 |
| Noninterest-bearing deposits | 10,036,000 | 11,971,000 | 18,279,000 | 16,315,000 |
| Equity capital | 11,909,000 | 12,279,000 | 12,620,000 | 13,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,952,000 | 3,943,000 | 6,105,000 | 8,483,000 |
| Interest expense | 563,000 | 1,196,000 | 1,898,000 | 2,694,000 |
| Net interest income | 1,389,000 | 2,747,000 | 4,207,000 | 5,789,000 |
| Noninterest income | 71,000 | 145,000 | 228,000 | 296,000 |
| Noninterest expense | 893,000 | 1,865,000 | 2,806,000 | 3,732,000 |
| Provision for loan losses | 115,000 | 130,000 | 155,000 | 205,000 |
| Pretax income | 452,000 | 897,000 | 1,474,000 | 2,148,000 |
| Income tax | 147,000 | 291,000 | 479,000 | 700,000 |
| Net income | 305,000 | 606,000 | 995,000 | 1,448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,041,000 | 12,388,000 | 12,739,000 | 13,193,000 |
| Total capital | 13,360,000 | 13,667,000 | 14,108,000 | 14,654,000 |
| Risk-weighted assets | 105,002,000 | 101,800,000 | 110,548,000 | 116,439,000 |