Call reports 2004
BANK OF WASHINGTON, THE — 2004
What BANK OF WASHINGTON, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 104,650,000 | 111,202,000 | 116,609,000 | 118,381,000 |
| Total loans | 85,315,000 | 91,294,000 | 100,510,000 | 102,304,000 |
| Allowance for loan losses | 1,508,000 | 1,579,000 | 1,645,000 | 1,682,000 |
| Securities available for sale | 12,488,000 | 12,673,000 | 8,865,000 | 6,843,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,234,000 | 95,779,000 | 97,200,000 | 101,074,000 |
| Interest-bearing deposits | 80,464,000 | 87,880,000 | 87,900,000 | 89,457,000 |
| Noninterest-bearing deposits | 7,770,000 | 7,899,000 | 9,300,000 | 11,617,000 |
| Equity capital | 10,478,000 | 10,590,000 | 11,120,000 | 11,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,802,000 | 3,469,000 | 5,256,000 | 7,157,000 |
| Interest expense | 373,000 | 790,000 | 1,234,000 | 1,741,000 |
| Net interest income | 1,429,000 | 2,679,000 | 4,022,000 | 5,416,000 |
| Noninterest income | 87,000 | 167,000 | 239,000 | 322,000 |
| Noninterest expense | 833,000 | 1,636,000 | 2,440,000 | 3,296,000 |
| Provision for loan losses | 173,000 | 242,000 | 311,000 | 356,000 |
| Pretax income | 508,000 | 966,000 | 1,510,000 | 2,085,000 |
| Income tax | 164,000 | 312,000 | 489,000 | 676,000 |
| Net income | 344,000 | 654,000 | 1,021,000 | 1,409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,454,000 | 10,776,000 | 11,182,000 | 11,570,000 |
| Total capital | 11,531,000 | 11,930,000 | 12,426,000 | 12,816,000 |
| Risk-weighted assets | 85,751,000 | 91,928,000 | 99,125,000 | 99,264,000 |