Call reports 2003
BANK OF WASHINGTON, THE — 2003
What BANK OF WASHINGTON, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 87,362,000 | 90,609,000 | 95,049,000 | 99,685,000 |
| Total loans | 69,480,000 | 73,000,000 | 76,590,000 | 78,303,000 |
| Allowance for loan losses | 1,126,000 | 1,180,000 | 1,278,000 | 1,335,000 |
| Securities available for sale | 7,885,000 | 8,136,000 | 11,318,000 | 13,876,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,689,000 | 77,663,000 | 80,329,000 | 85,814,000 |
| Interest-bearing deposits | 67,394,000 | 70,320,000 | 72,804,000 | 78,366,000 |
| Noninterest-bearing deposits | 7,295,000 | 7,343,000 | 7,525,000 | 7,448,000 |
| Equity capital | 9,188,000 | 9,445,000 | 9,595,000 | 9,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,437,000 | 2,940,000 | 4,582,000 | 5,988,000 |
| Interest expense | 399,000 | 797,000 | 1,178,000 | 1,568,000 |
| Net interest income | 1,038,000 | 2,143,000 | 3,404,000 | 4,420,000 |
| Noninterest income | 100,000 | 244,000 | 347,000 | 448,000 |
| Noninterest expense | 752,000 | 1,556,000 | 2,414,000 | 3,010,000 |
| Provision for loan losses | 96,000 | 172,000 | 269,000 | 331,000 |
| Pretax income | 290,000 | 659,000 | 1,070,000 | 1,527,000 |
| Income tax | 89,000 | 209,000 | 337,000 | 484,000 |
| Net income | 201,000 | 450,000 | 733,000 | 1,043,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,099,000 | 9,386,000 | 9,679,000 | 10,060,000 |
| Total capital | 10,009,000 | 10,343,000 | 10,673,000 | 11,083,000 |
| Risk-weighted assets | 72,574,000 | 76,336,000 | 79,244,000 | 81,560,000 |