Call reports 2022
WABASH SAVINGS BANK — 2022
What WABASH SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 10,216,000 | 10,177,000 | 9,810,000 | 9,554,000 |
| Total loans | 3,276,000 | 3,249,000 | 3,173,000 | 2,816,000 |
| Allowance for loan losses | 19,000 | 20,000 | 21,000 | 16,000 |
| Securities available for sale | 840,000 | 783,000 | 749,000 | 748,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,433,000 | 9,486,000 | 9,173,000 | 8,954,000 |
| Interest-bearing deposits | 5,463,000 | 5,442,000 | 5,204,000 | 5,068,000 |
| Noninterest-bearing deposits | 3,970,000 | 4,044,000 | 3,969,000 | 3,887,000 |
| Equity capital | 772,000 | 677,000 | 622,000 | 589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 51,000 | 114,000 | 181,000 | 249,000 |
| Interest expense | 12,000 | 25,000 | 36,000 | 49,000 |
| Net interest income | 39,000 | 89,000 | 145,000 | 200,000 |
| Noninterest income | 3,000 | 5,000 | 9,000 | 12,000 |
| Noninterest expense | 128,000 | 230,000 | 319,000 | 413,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -86,000 | -136,000 | -165,000 | -201,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -86,000 | -136,000 | -165,000 | -201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 844,000 | 793,000 | 765,000 | 728,000 |
| Total capital | 863,000 | 813,000 | 785,000 | 744,000 |
| Risk-weighted assets | 3,150,000 | 3,672,000 | 3,553,000 | 3,342,000 |