Call reports 2020
WABASH SAVINGS BANK — 2020
What WABASH SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 8,926,000 | 9,136,000 | 9,267,000 | 9,233,000 |
| Total loans | 4,321,000 | 4,284,000 | 4,285,000 | 4,360,000 |
| Allowance for loan losses | 38,000 | 37,000 | 37,000 | 37,000 |
| Securities available for sale | 836,000 | 457,000 | 450,000 | 942,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,774,000 | 8,006,000 | 8,147,000 | 8,158,000 |
| Interest-bearing deposits | 6,443,000 | 6,605,000 | 6,737,000 | 6,713,000 |
| Noninterest-bearing deposits | 1,331,000 | 1,401,000 | 1,410,000 | 1,445,000 |
| Equity capital | 1,122,000 | 1,093,000 | 1,067,000 | 1,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 86,000 | 168,000 | 249,000 | 330,000 |
| Interest expense | 22,000 | 45,000 | 68,000 | 90,000 |
| Net interest income | 64,000 | 123,000 | 181,000 | 240,000 |
| Noninterest income | 2,000 | 2,000 | 2,000 | 3,000 |
| Noninterest expense | 91,000 | 179,000 | 262,000 | 345,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -25,000 | -54,000 | -79,000 | -102,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -25,000 | -54,000 | -79,000 | -102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,122,000 | 1,092,000 | 1,067,000 | 1,040,000 |
| Total capital | 1,160,000 | 1,129,000 | 1,104,000 | 1,077,000 |
| Risk-weighted assets | 4,127,000 | 4,089,000 | 4,115,000 | 4,198,000 |