Call reports 2019
WABASH SAVINGS BANK — 2019
What WABASH SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 9,012,000 | 8,832,000 | 9,072,000 | 8,807,000 |
| Total loans | 4,274,000 | 4,228,000 | 4,204,000 | 4,215,000 |
| Allowance for loan losses | 38,000 | 38,000 | 39,000 | 38,000 |
| Securities available for sale | 1,125,000 | 845,000 | 844,000 | 839,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,800,000 | 7,623,000 | 7,870,000 | 7,632,000 |
| Interest-bearing deposits | 6,218,000 | 6,272,000 | 6,373,000 | 6,362,000 |
| Noninterest-bearing deposits | 1,582,000 | 1,351,000 | 1,497,000 | 1,270,000 |
| Equity capital | 1,179,000 | 1,172,000 | 1,162,000 | 1,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 85,000 | 165,000 | 253,000 | 341,000 |
| Interest expense | 15,000 | 31,000 | 52,000 | 75,000 |
| Net interest income | 70,000 | 134,000 | 201,000 | 266,000 |
| Noninterest income | 2,000 | 4,000 | 7,000 | 8,000 |
| Noninterest expense | 91,000 | 177,000 | 261,000 | 340,000 |
| Provision for loan losses | 6,000 | 6,000 | 6,000 | 6,000 |
| Pretax income | -25,000 | -45,000 | -59,000 | -72,000 |
| Income tax | 0 | 0 | -1,000 | 0 |
| Net income | -25,000 | -45,000 | -58,000 | -72,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,193,000 | 1,174,000 | 1,161,000 | 1,147,000 |
| Total capital | 1,231,000 | 1,212,000 | 1,200,000 | 1,185,000 |
| Risk-weighted assets | 3,900,000 | 3,831,000 | 3,972,000 | 4,003,000 |