Call reports 2018
WABASH SAVINGS BANK — 2018
What WABASH SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 9,396,000 | 9,127,000 | 9,507,000 | 9,047,000 |
| Total loans | 4,339,000 | 4,389,000 | 4,410,000 | 4,391,000 |
| Allowance for loan losses | 47,000 | 47,000 | 43,000 | 43,000 |
| Securities available for sale | 1,113,000 | 1,103,000 | 1,101,000 | 1,105,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,147,000 | 7,883,000 | 8,284,000 | 7,835,000 |
| Interest-bearing deposits | 6,643,000 | 6,450,000 | 6,668,000 | 6,389,000 |
| Noninterest-bearing deposits | 1,504,000 | 1,433,000 | 1,616,000 | 1,446,000 |
| Equity capital | 1,226,000 | 1,216,000 | 1,182,000 | 1,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 88,000 | 176,000 | 262,000 | 351,000 |
| Interest expense | 10,000 | 19,000 | 31,000 | 43,000 |
| Net interest income | 78,000 | 157,000 | 231,000 | 308,000 |
| Noninterest income | 4,000 | 5,000 | 8,000 | 10,000 |
| Noninterest expense | 91,000 | 181,000 | 272,000 | 355,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -9,000 | -19,000 | -33,000 | -37,000 |
| Income tax | -1,000 | -3,000 | 20,000 | 20,000 |
| Net income | -8,000 | -16,000 | -53,000 | -57,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,238,000 | 1,230,000 | 1,225,000 | 1,219,000 |
| Total capital | 1,285,000 | 1,277,000 | 1,268,000 | 1,262,000 |
| Risk-weighted assets | 4,049,000 | 3,999,000 | 4,059,000 | 3,952,000 |