Call reports 2017
WABASH SAVINGS BANK — 2017
What WABASH SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 9,726,000 | 9,600,000 | 9,815,000 | 9,440,000 |
| Total loans | 4,580,000 | 4,573,000 | 4,362,000 | 4,500,000 |
| Allowance for loan losses | 48,000 | 48,000 | 47,000 | 47,000 |
| Securities available for sale | 1,167,000 | 1,171,000 | 1,156,000 | 1,134,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,453,000 | 8,317,000 | 8,536,000 | 8,175,000 |
| Interest-bearing deposits | 7,064,000 | 6,747,000 | 6,773,000 | 6,555,000 |
| Noninterest-bearing deposits | 1,389,000 | 1,570,000 | 1,763,000 | 1,620,000 |
| Equity capital | 1,264,000 | 1,264,000 | 1,253,000 | 1,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 85,000 | 169,000 | 251,000 | 334,000 |
| Interest expense | 9,000 | 18,000 | 28,000 | 37,000 |
| Net interest income | 76,000 | 151,000 | 223,000 | 297,000 |
| Noninterest income | 4,000 | 9,000 | 10,000 | 13,000 |
| Noninterest expense | 89,000 | 179,000 | 268,000 | 344,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -9,000 | -19,000 | -35,000 | -34,000 |
| Income tax | 2,000 | 4,000 | -5,000 | -5,000 |
| Net income | -11,000 | -23,000 | -30,000 | -29,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,295,000 | 1,283,000 | 1,275,000 | 1,276,000 |
| Total capital | 1,343,000 | 1,331,000 | 1,322,000 | 1,323,000 |
| Risk-weighted assets | 4,268,000 | 4,234,000 | 4,163,000 | 4,164,000 |