Call reports 2015
WABASH SAVINGS BANK — 2015
What WABASH SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 11,963,000 | 11,734,000 | 11,157,000 | 10,781,000 |
| Total loans | 4,400,000 | 4,589,000 | 4,621,000 | 4,633,000 |
| Allowance for loan losses | 32,000 | 33,000 | 48,000 | 47,000 |
| Securities available for sale | 5,544,000 | 5,392,000 | 5,279,000 | 4,430,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,404,000 | 10,270,000 | 9,809,000 | 9,465,000 |
| Interest-bearing deposits | 10,281,000 | 8,934,000 | 8,348,000 | 8,053,000 |
| Noninterest-bearing deposits | 123,000 | 1,336,000 | 1,461,000 | 1,412,000 |
| Equity capital | 1,538,000 | 1,433,000 | 1,315,000 | 1,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 107,000 | 208,000 | 311,000 | 407,000 |
| Interest expense | 13,000 | 24,000 | 36,000 | 46,000 |
| Net interest income | 94,000 | 184,000 | 275,000 | 361,000 |
| Noninterest income | 3,000 | 4,000 | -168,000 | -174,000 |
| Noninterest expense | 98,000 | 187,000 | 281,000 | 386,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -1,000 | 1,000 | -174,000 | -199,000 |
| Income tax | 0 | 0 | 22,000 | 18,000 |
| Net income | -1,000 | 1,000 | -196,000 | -217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,565,000 | 1,567,000 | 1,369,000 | 1,348,000 |
| Total capital | 1,597,000 | 1,600,000 | 1,417,000 | 1,396,000 |
| Risk-weighted assets | 4,786,000 | 4,861,000 | 4,577,000 | 4,513,000 |