Call reports 2002
WABASH SAVINGS BANK — 2002
What WABASH SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 12,612,000 | 12,102,000 | 12,337,000 | 12,723,000 |
| Total loans | 5,860,000 | 5,732,000 | 5,628,000 | 5,456,000 |
| Allowance for loan losses | 148,000 | 154,000 | 147,000 | 151,000 |
| Securities available for sale | 4,863,000 | 4,710,000 | 4,655,000 | 5,355,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,307,000 | 10,782,000 | 10,979,000 | 11,339,000 |
| Interest-bearing deposits | 11,161,000 | 10,718,000 | 10,865,000 | 11,180,000 |
| Noninterest-bearing deposits | 146,000 | 64,000 | 114,000 | 159,000 |
| Equity capital | 1,301,000 | 1,312,000 | 1,347,000 | 1,363,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 195,000 | 394,000 | 564,000 | 739,000 |
| Interest expense | 119,000 | 226,000 | 326,000 | 418,000 |
| Net interest income | 76,000 | 168,000 | 238,000 | 321,000 |
| Noninterest income | 3,000 | 4,000 | 7,000 | 10,000 |
| Noninterest expense | 78,000 | 151,000 | 242,000 | 336,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,000 | 21,000 | 3,000 | -5,000 |
| Income tax | 0 | 3,000 | 0 | -1,000 |
| Net income | 1,000 | 18,000 | 3,000 | -4,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,285,000 | 1,302,000 | 1,285,000 | 1,278,000 |
| Total capital | 1,352,000 | 1,366,000 | 1,347,000 | 1,339,000 |
| Risk-weighted assets | 5,292,000 | 5,023,000 | 4,892,000 | 4,814,000 |