Call reports 2001
WABASH SAVINGS BANK — 2001
What WABASH SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 12,670,000 | 12,333,000 | 12,678,000 | 12,589,000 |
| Total loans | 7,198,000 | 7,135,000 | 6,966,000 | 6,339,000 |
| Allowance for loan losses | 136,000 | 137,000 | 144,000 | 145,000 |
| Securities available for sale | 4,049,000 | 4,121,000 | 4,324,000 | 4,546,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,254,000 | 11,025,000 | 11,355,000 | 11,268,000 |
| Interest-bearing deposits | 11,251,000 | 11,007,000 | 11,340,000 | 11,251,000 |
| Noninterest-bearing deposits | 3,000 | 18,000 | 15,000 | 17,000 |
| Equity capital | 1,311,000 | 1,287,000 | 1,311,000 | 1,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 232,000 | 447,000 | 669,000 | 880,000 |
| Interest expense | 151,000 | 296,000 | 444,000 | 585,000 |
| Net interest income | 81,000 | 151,000 | 225,000 | 295,000 |
| Noninterest income | 4,000 | 19,000 | 23,000 | 29,000 |
| Noninterest expense | 76,000 | 137,000 | 213,000 | 279,000 |
| Provision for loan losses | 2,000 | 68,000 | 70,000 | 71,000 |
| Pretax income | 7,000 | -35,000 | -35,000 | -27,000 |
| Income tax | 4,000 | 9,000 | -12,000 | -8,000 |
| Net income | 3,000 | -44,000 | -23,000 | -19,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,308,000 | 1,261,000 | 1,278,000 | 1,283,000 |
| Total capital | 1,384,000 | 1,335,000 | 1,353,000 | 1,354,000 |
| Risk-weighted assets | 5,946,000 | 5,882,000 | 5,939,000 | 5,593,000 |