Call reports 2016
FIDELITY BANK — 2016
What FIDELITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 4,096,366,000 | 4,276,653,000 | 4,389,827,000 | 4,384,678,000 |
| Total loans | 3,489,512,000 | 3,649,737,000 | 3,783,929,000 | 3,767,592,000 |
| Allowance for loan losses | 26,726,000 | 28,037,000 | 29,737,000 | 29,831,000 |
| Securities available for sale | 167,574,000 | 168,938,000 | 152,746,000 | 144,310,000 |
| Securities held to maturity | 15,248,000 | 17,224,000 | 16,792,000 | 16,583,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,428,606,000 | 3,574,938,000 | 3,544,141,000 | 3,638,032,000 |
| Interest-bearing deposits | 2,539,635,000 | 2,575,394,000 | 2,566,080,000 | 2,665,695,000 |
| Noninterest-bearing deposits | 888,971,000 | 999,544,000 | 978,061,000 | 972,337,000 |
| Equity capital | 353,786,000 | 361,375,000 | 373,621,000 | 386,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 34,292,000 | 71,097,000 | 110,995,000 | 149,282,000 |
| Interest expense | 4,785,000 | 9,532,000 | 14,437,000 | 19,530,000 |
| Net interest income | 29,507,000 | 61,565,000 | 96,558,000 | 129,752,000 |
| Noninterest income | 24,374,000 | 53,756,000 | 92,435,000 | 138,942,000 |
| Noninterest expense | 45,649,000 | 93,355,000 | 145,167,000 | 199,129,000 |
| Provision for loan losses | 500,000 | 3,628,000 | 5,746,000 | 8,230,000 |
| Pretax income | 7,813,000 | 18,619,000 | 38,657,000 | 61,912,000 |
| Income tax | 2,848,000 | 6,859,000 | 14,236,000 | 22,531,000 |
| Net income | 4,965,000 | 11,760,000 | 24,421,000 | 39,381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 324,810,000 | 333,399,000 | 346,350,000 | 352,601,000 |
| Total capital | 437,196,000 | 447,183,000 | 461,888,000 | 468,234,000 |
| Risk-weighted assets | 3,673,976,000 | 3,780,236,000 | 3,916,748,000 | 3,932,435,000 |