Call reports 2015
FIDELITY BANK — 2015
What FIDELITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 3,202,220,000 | 3,373,134,000 | 3,496,794,000 | 3,845,946,000 |
| Total loans | 2,723,098,000 | 2,885,410,000 | 2,981,465,000 | 3,294,783,000 |
| Allowance for loan losses | 23,758,000 | 23,425,000 | 24,750,000 | 26,464,000 |
| Securities available for sale | 139,727,000 | 140,878,000 | 155,749,000 | 172,397,000 |
| Securities held to maturity | 10,316,000 | 11,484,000 | 12,816,000 | 14,398,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,658,202,000 | 2,645,807,000 | 2,918,319,000 | 3,185,601,000 |
| Interest-bearing deposits | 1,949,293,000 | 1,996,536,000 | 2,191,787,000 | 2,394,185,000 |
| Noninterest-bearing deposits | 708,909,000 | 649,271,000 | 726,532,000 | 791,416,000 |
| Equity capital | 302,856,000 | 312,812,000 | 322,310,000 | 328,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 26,486,000 | 54,002,000 | 83,599,000 | 116,644,000 |
| Interest expense | 2,760,000 | 6,071,000 | 10,338,000 | 15,036,000 |
| Net interest income | 23,726,000 | 47,931,000 | 73,261,000 | 101,608,000 |
| Noninterest income | 32,698,000 | 68,579,000 | 98,688,000 | 127,130,000 |
| Noninterest expense | 38,343,000 | 79,160,000 | 118,891,000 | 161,615,000 |
| Provision for loan losses | 108,000 | -74,000 | 1,254,000 | 4,351,000 |
| Pretax income | 17,973,000 | 37,424,000 | 51,804,000 | 62,443,000 |
| Income tax | 6,586,000 | 13,762,000 | 18,988,000 | 22,825,000 |
| Net income | 11,387,000 | 23,662,000 | 32,816,000 | 39,618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 288,282,000 | 296,472,000 | 304,190,000 | 311,184,000 |
| Total capital | 322,611,000 | 405,472,000 | 414,535,000 | 423,294,000 |
| Risk-weighted assets | 2,851,021,000 | 3,004,057,000 | 3,139,461,000 | 3,462,520,000 |