Call reports 2014
FIDELITY BANK — 2014
What FIDELITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 2,550,664,000 | 2,733,526,000 | 2,859,632,000 | 3,083,087,000 |
| Total loans | 2,028,642,000 | 2,308,331,000 | 2,398,245,000 | 2,622,241,000 |
| Allowance for loan losses | 30,797,000 | 28,912,000 | 28,297,000 | 25,450,000 |
| Securities available for sale | 163,802,000 | 164,190,000 | 156,331,000 | 149,590,000 |
| Securities held to maturity | 3,795,000 | 7,851,000 | 7,588,000 | 7,349,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,211,516,000 | 2,235,638,000 | 2,467,729,000 | 2,465,530,000 |
| Interest-bearing deposits | 1,683,133,000 | 1,671,889,000 | 1,825,546,000 | 1,904,193,000 |
| Noninterest-bearing deposits | 528,383,000 | 563,749,000 | 642,183,000 | 561,337,000 |
| Equity capital | 265,653,000 | 274,878,000 | 283,257,000 | 290,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 23,084,000 | 49,143,000 | 75,034,000 | 101,667,000 |
| Interest expense | 2,627,000 | 5,122,000 | 7,661,000 | 10,494,000 |
| Net interest income | 20,457,000 | 44,021,000 | 67,373,000 | 91,173,000 |
| Noninterest income | 19,330,000 | 42,456,000 | 70,132,000 | 94,519,000 |
| Noninterest expense | 32,782,000 | 66,648,000 | 102,546,000 | 139,286,000 |
| Provision for loan losses | -2,450,000 | -1,884,000 | -25,000 | 531,000 |
| Pretax income | 9,455,000 | 21,713,000 | 34,984,000 | 45,875,000 |
| Income tax | 3,391,000 | 7,784,000 | 12,402,000 | 16,200,000 |
| Net income | 6,064,000 | 13,929,000 | 22,582,000 | 29,675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 261,710,000 | 269,776,000 | 276,884,000 | 284,291,000 |
| Total capital | 298,592,000 | 309,121,000 | 315,588,000 | 320,155,000 |
| Risk-weighted assets | 2,146,260,000 | 2,397,729,000 | 2,507,192,000 | 2,739,511,000 |