Call reports 2013
FIDELITY BANK — 2013
What FIDELITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,530,173,000 | 2,672,910,000 | 2,564,229,000 | 2,561,135,000 |
| Total loans | 2,143,203,000 | 2,130,989,000 | 2,048,444,000 | 2,080,403,000 |
| Allowance for loan losses | 33,910,000 | 33,309,000 | 33,661,000 | 33,684,000 |
| Securities available for sale | 153,285,000 | 163,765,000 | 170,338,000 | 168,865,000 |
| Securities held to maturity | 5,523,000 | 4,977,000 | 4,468,000 | 4,051,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,073,836,000 | 2,236,925,000 | 2,180,361,000 | 2,214,281,000 |
| Interest-bearing deposits | 1,686,380,000 | 1,800,667,000 | 1,730,103,000 | 1,723,343,000 |
| Noninterest-bearing deposits | 387,456,000 | 436,258,000 | 450,258,000 | 490,938,000 |
| Equity capital | 238,819,000 | 246,678,000 | 255,833,000 | 258,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 24,879,000 | 48,669,000 | 73,786,000 | 97,564,000 |
| Interest expense | 3,136,000 | 6,126,000 | 8,960,000 | 11,698,000 |
| Net interest income | 21,743,000 | 42,543,000 | 64,826,000 | 85,866,000 |
| Noninterest income | 25,080,000 | 53,389,000 | 78,901,000 | 96,299,000 |
| Noninterest expense | 32,771,000 | 66,287,000 | 99,378,000 | 132,279,000 |
| Provision for loan losses | 3,476,000 | 4,047,000 | 5,168,000 | 5,440,000 |
| Pretax income | 10,576,000 | 25,599,000 | 39,182,000 | 44,635,000 |
| Income tax | 3,835,000 | 9,231,000 | 14,086,000 | 15,817,000 |
| Net income | 6,741,000 | 16,368,000 | 25,096,000 | 28,818,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 232,948,000 | 242,748,000 | 251,694,000 | 255,442,000 |
| Total capital | 269,610,000 | 279,613,000 | 288,199,000 | 292,855,000 |
| Risk-weighted assets | 2,125,214,000 | 2,142,267,000 | 2,112,833,000 | 2,186,748,000 |