Call reports 2012
FIDELITY BANK — 2012
What FIDELITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,211,458,000 | 2,412,238,000 | 2,439,081,000 | 2,474,447,000 |
| Total loans | 1,833,708,000 | 1,960,538,000 | 2,004,844,000 | 2,081,125,000 |
| Allowance for loan losses | 29,282,000 | 27,205,000 | 31,476,000 | 33,982,000 |
| Securities available for sale | 183,611,000 | 193,251,000 | 165,598,000 | 154,366,000 |
| Securities held to maturity | 8,185,000 | 7,472,000 | 6,841,000 | 6,162,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,885,030,000 | 2,004,049,000 | 2,019,467,000 | 2,084,368,000 |
| Interest-bearing deposits | 1,593,574,000 | 1,657,815,000 | 1,663,958,000 | 1,700,776,000 |
| Noninterest-bearing deposits | 291,456,000 | 346,234,000 | 355,509,000 | 383,592,000 |
| Equity capital | 210,441,000 | 217,952,000 | 226,985,000 | 232,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 24,048,000 | 48,000,000 | 72,813,000 | 96,969,000 |
| Interest expense | 3,581,000 | 6,750,000 | 10,020,000 | 13,275,000 |
| Net interest income | 20,467,000 | 41,250,000 | 62,793,000 | 83,694,000 |
| Noninterest income | 17,439,000 | 34,385,000 | 61,411,000 | 87,539,000 |
| Noninterest expense | 25,431,000 | 51,475,000 | 82,755,000 | 115,487,000 |
| Provision for loan losses | 3,750,000 | 4,700,000 | 8,177,000 | 13,420,000 |
| Pretax income | 9,027,000 | 19,762,000 | 33,579,000 | 42,633,000 |
| Income tax | 3,210,000 | 7,039,000 | 12,195,000 | 15,470,000 |
| Net income | 5,817,000 | 12,723,000 | 21,384,000 | 27,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 204,900,000 | 211,622,000 | 220,155,000 | 226,035,000 |
| Total capital | 238,332,000 | 246,361,000 | 255,542,000 | 262,026,000 |
| Risk-weighted assets | 1,868,359,000 | 1,976,192,000 | 2,024,432,000 | 2,070,798,000 |