Call reports 2011
FIDELITY BANK — 2011
What FIDELITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,994,871,000 | 2,040,778,000 | 2,106,362,000 | 2,231,779,000 |
| Total loans | 1,546,498,000 | 1,556,991,000 | 1,625,362,000 | 1,757,720,000 |
| Allowance for loan losses | 29,694,000 | 29,801,000 | 29,381,000 | 27,956,000 |
| Securities available for sale | 209,833,000 | 171,684,000 | 238,488,000 | 261,419,000 |
| Securities held to maturity | 12,712,000 | 10,570,000 | 9,680,000 | 8,876,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,678,756,000 | 1,723,182,000 | 1,783,910,000 | 1,889,860,000 |
| Interest-bearing deposits | 1,477,207,000 | 1,507,482,000 | 1,535,140,000 | 1,618,880,000 |
| Noninterest-bearing deposits | 201,549,000 | 215,700,000 | 248,770,000 | 270,980,000 |
| Equity capital | 190,383,000 | 195,703,000 | 199,931,000 | 205,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 23,230,000 | 46,105,000 | 68,862,000 | 92,899,000 |
| Interest expense | 5,243,000 | 10,264,000 | 14,655,000 | 18,765,000 |
| Net interest income | 17,987,000 | 35,841,000 | 54,207,000 | 74,134,000 |
| Noninterest income | 11,888,000 | 25,110,000 | 35,278,000 | 51,119,000 |
| Noninterest expense | 20,508,000 | 41,434,000 | 61,945,000 | 85,728,000 |
| Provision for loan losses | 5,775,000 | 10,625,000 | 15,025,000 | 20,325,000 |
| Pretax income | 3,592,000 | 9,970,000 | 13,593,000 | 20,278,000 |
| Income tax | 1,146,000 | 3,315,000 | 4,272,000 | 6,590,000 |
| Net income | 2,446,000 | 6,655,000 | 9,321,000 | 13,688,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 188,899,000 | 193,133,000 | 195,668,000 | 199,056,000 |
| Total capital | 219,256,000 | 223,798,000 | 227,236,000 | 231,889,000 |
| Risk-weighted assets | 1,618,976,000 | 1,643,810,000 | 1,717,288,000 | 1,821,229,000 |