Call reports 2010
FIDELITY BANK — 2010
What FIDELITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,880,281,000 | 1,880,785,000 | 1,874,719,000 | 1,942,629,000 |
| Total loans | 1,399,589,000 | 1,492,663,000 | 1,541,742,000 | 1,613,270,000 |
| Allowance for loan losses | 29,473,000 | 27,103,000 | 28,293,000 | 28,082,000 |
| Securities available for sale | 251,699,000 | 164,082,000 | 152,572,000 | 161,478,000 |
| Securities held to maturity | 18,208,000 | 16,896,000 | 15,689,000 | 14,110,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,567,658,000 | 1,565,613,000 | 1,561,983,000 | 1,615,422,000 |
| Interest-bearing deposits | 1,404,059,000 | 1,392,064,000 | 1,375,288,000 | 1,427,876,000 |
| Noninterest-bearing deposits | 163,599,000 | 173,549,000 | 186,695,000 | 187,546,000 |
| Equity capital | 175,984,000 | 182,462,000 | 185,474,000 | 188,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 23,095,000 | 47,399,000 | 70,948,000 | 94,694,000 |
| Interest expense | 7,641,000 | 14,813,000 | 21,053,000 | 26,442,000 |
| Net interest income | 15,454,000 | 32,586,000 | 49,895,000 | 68,252,000 |
| Noninterest income | 6,644,000 | 15,725,000 | 27,435,000 | 41,163,000 |
| Noninterest expense | 17,041,000 | 35,844,000 | 55,863,000 | 75,919,000 |
| Provision for loan losses | 3,975,000 | 5,125,000 | 10,150,000 | 17,125,000 |
| Pretax income | 1,082,000 | 9,633,000 | 13,608,000 | 18,662,000 |
| Income tax | 279,000 | 3,320,000 | 4,598,000 | 5,957,000 |
| Net income | 803,000 | 6,313,000 | 9,010,000 | 12,705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 171,532,000 | 179,689,000 | 182,632,000 | 180,728,000 |
| Total capital | 200,224,000 | 209,052,000 | 212,462,000 | 211,324,000 |
| Risk-weighted assets | 1,484,377,000 | 1,541,079,000 | 1,577,668,000 | 1,639,946,000 |