Call reports 2009
FIDELITY BANK — 2009
What FIDELITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,871,018,000 | 1,890,118,000 | 1,907,318,000 | 1,846,127,000 |
| Total loans | 1,443,345,000 | 1,483,804,000 | 1,438,932,000 | 1,421,090,000 |
| Allowance for loan losses | 35,503,000 | 36,663,000 | 35,548,000 | 30,072,000 |
| Securities available for sale | 252,875,000 | 236,648,000 | 223,907,000 | 136,917,000 |
| Securities held to maturity | 23,715,000 | 21,989,000 | 20,452,000 | 19,326,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,533,514,000 | 1,567,335,000 | 1,608,092,000 | 1,551,658,000 |
| Interest-bearing deposits | 1,391,154,000 | 1,437,279,000 | 1,452,957,000 | 1,393,465,000 |
| Noninterest-bearing deposits | 142,360,000 | 130,056,000 | 155,135,000 | 158,193,000 |
| Equity capital | 175,630,000 | 172,406,000 | 175,885,000 | 174,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 23,163,000 | 47,740,000 | 72,664,000 | 96,998,000 |
| Interest expense | 11,272,000 | 22,873,000 | 33,111,000 | 41,824,000 |
| Net interest income | 11,891,000 | 24,867,000 | 39,553,000 | 55,174,000 |
| Noninterest income | 6,968,000 | 14,852,000 | 21,694,000 | 29,228,000 |
| Noninterest expense | 13,986,000 | 31,501,000 | 48,018,000 | 64,566,000 |
| Provision for loan losses | 9,600,000 | 16,800,000 | 21,300,000 | 28,800,000 |
| Pretax income | -4,727,000 | -8,582,000 | -7,552,000 | -3,656,000 |
| Income tax | -2,023,000 | -3,720,000 | -3,694,000 | -2,377,000 |
| Net income | -2,704,000 | -4,862,000 | -3,858,000 | -1,279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 163,363,000 | 164,432,000 | 170,911,000 | 173,540,000 |
| Total capital | 192,855,000 | 194,081,000 | 200,074,000 | 202,459,000 |
| Risk-weighted assets | 1,543,123,000 | 1,554,605,000 | 1,516,439,000 | 1,502,154,000 |