Call reports 2008
FIDELITY BANK — 2008
What FIDELITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,732,780,000 | 1,775,365,000 | 1,757,601,000 | 1,759,643,000 |
| Total loans | 1,475,816,000 | 1,512,125,000 | 1,475,850,000 | 1,443,862,000 |
| Allowance for loan losses | 19,046,000 | 22,521,000 | 26,023,000 | 33,691,000 |
| Securities available for sale | 118,386,000 | 123,100,000 | 127,437,000 | 128,749,000 |
| Securities held to maturity | 27,978,000 | 26,767,000 | 25,562,000 | 24,793,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,402,963,000 | 1,452,167,000 | 1,466,415,000 | 1,448,642,000 |
| Interest-bearing deposits | 1,272,166,000 | 1,316,967,000 | 1,342,732,000 | 1,309,765,000 |
| Noninterest-bearing deposits | 130,797,000 | 135,200,000 | 123,683,000 | 138,877,000 |
| Equity capital | 137,241,000 | 138,729,000 | 137,824,000 | 177,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 27,210,000 | 53,130,000 | 79,018,000 | 103,179,000 |
| Interest expense | 14,695,000 | 27,731,000 | 40,806,000 | 53,323,000 |
| Net interest income | 12,515,000 | 25,399,000 | 38,212,000 | 49,856,000 |
| Noninterest income | 4,608,000 | 9,156,000 | 13,128,000 | 16,548,000 |
| Noninterest expense | 11,456,000 | 24,009,000 | 36,692,000 | 48,999,000 |
| Provision for loan losses | 4,600,000 | 10,450,000 | 21,850,000 | 36,550,000 |
| Pretax income | 2,330,000 | 1,359,000 | -5,896,000 | -17,839,000 |
| Income tax | 647,000 | 16,000 | -2,946,000 | -7,771,000 |
| Net income | 1,683,000 | 1,343,000 | -2,950,000 | -10,068,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 135,430,000 | 139,210,000 | 137,635,000 | 171,827,000 |
| Total capital | 164,771,000 | 169,727,000 | 167,778,000 | 201,504,000 |
| Risk-weighted assets | 1,598,156,000 | 1,639,112,000 | 1,605,337,000 | 1,559,956,000 |