Call reports 2007
FIDELITY BANK — 2007
What FIDELITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,618,579,000 | 1,631,880,000 | 1,658,640,000 | 1,684,172,000 |
| Total loans | 1,370,089,000 | 1,406,068,000 | 1,424,897,000 | 1,452,013,000 |
| Allowance for loan losses | 13,540,000 | 13,918,000 | 14,886,000 | 16,557,000 |
| Securities available for sale | 111,569,000 | 106,183,000 | 108,368,000 | 103,149,000 |
| Securities held to maturity | 32,074,000 | 30,955,000 | 29,907,000 | 29,064,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,402,444,000 | 1,391,838,000 | 1,384,366,000 | 1,406,435,000 |
| Interest-bearing deposits | 1,260,698,000 | 1,262,583,000 | 1,258,168,000 | 1,274,181,000 |
| Noninterest-bearing deposits | 141,746,000 | 129,255,000 | 126,198,000 | 132,254,000 |
| Equity capital | 127,349,000 | 129,759,000 | 132,282,000 | 135,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 27,202,000 | 55,294,000 | 84,107,000 | 112,559,000 |
| Interest expense | 15,302,000 | 31,074,000 | 47,200,000 | 63,055,000 |
| Net interest income | 11,900,000 | 24,220,000 | 36,907,000 | 49,504,000 |
| Noninterest income | 4,547,000 | 9,022,000 | 13,939,000 | 18,375,000 |
| Noninterest expense | 11,586,000 | 23,073,000 | 35,008,000 | 47,534,000 |
| Provision for loan losses | 500,000 | 2,150,000 | 4,950,000 | 8,500,000 |
| Pretax income | 4,361,000 | 8,019,000 | 10,888,000 | 11,845,000 |
| Income tax | 1,379,000 | 2,569,000 | 3,329,000 | 3,440,000 |
| Net income | 2,982,000 | 5,450,000 | 7,559,000 | 8,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 128,573,000 | 131,519,000 | 132,751,000 | 135,220,000 |
| Total capital | 152,408,000 | 155,733,000 | 157,948,000 | 162,078,000 |
| Risk-weighted assets | 1,489,079,000 | 1,527,385,000 | 1,539,416,000 | 1,572,630,000 |