Call reports 2006
FIDELITY BANK — 2006
What FIDELITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,418,871,000 | 1,490,624,000 | 1,568,832,000 | 1,647,235,000 |
| Total loans | 1,170,792,000 | 1,248,176,000 | 1,318,345,000 | 1,389,024,000 |
| Allowance for loan losses | 12,645,000 | 12,807,000 | 13,548,000 | 13,944,000 |
| Securities available for sale | 118,546,000 | 112,883,000 | 112,216,000 | 108,796,000 |
| Securities held to maturity | 37,091,000 | 35,678,000 | 34,349,000 | 33,182,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,155,781,000 | 1,255,550,000 | 1,318,737,000 | 1,387,901,000 |
| Interest-bearing deposits | 1,031,738,000 | 1,130,497,000 | 1,184,022,000 | 1,233,059,000 |
| Noninterest-bearing deposits | 124,043,000 | 125,053,000 | 134,715,000 | 154,842,000 |
| Equity capital | 111,090,000 | 114,176,000 | 122,452,000 | 125,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 21,052,000 | 44,040,000 | 69,570,000 | 96,981,000 |
| Interest expense | 10,173,000 | 22,070,000 | 35,893,000 | 51,052,000 |
| Net interest income | 10,879,000 | 21,970,000 | 33,677,000 | 45,929,000 |
| Noninterest income | 3,711,000 | 7,629,000 | 11,796,000 | 16,169,000 |
| Noninterest expense | 10,102,000 | 20,219,000 | 30,314,000 | 40,698,000 |
| Provision for loan losses | 675,000 | 1,200,000 | 2,300,000 | 3,600,000 |
| Pretax income | 3,813,000 | 8,180,000 | 12,859,000 | 17,800,000 |
| Income tax | 1,270,000 | 2,655,000 | 4,131,000 | 5,727,000 |
| Net income | 2,543,000 | 5,525,000 | 8,728,000 | 12,073,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,806,000 | 117,965,000 | 124,253,000 | 126,695,000 |
| Total capital | 136,734,000 | 141,066,000 | 148,100,000 | 150,902,000 |
| Risk-weighted assets | 1,260,889,000 | 1,337,433,000 | 1,423,970,000 | 1,501,945,000 |