Call reports 2004
FIDELITY BANK — 2004
What FIDELITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 1,139,175,000 | 1,172,814,000 | 1,203,354,000 | 1,221,957,000 |
| Total loans | 873,685,000 | 932,910,000 | 961,997,000 | 995,289,000 |
| Allowance for loan losses | 10,228,000 | 10,979,000 | 11,553,000 | 12,174,000 |
| Securities available for sale | 142,233,000 | 129,612,000 | 122,585,000 | 114,137,000 |
| Securities held to maturity | 40,904,000 | 49,184,000 | 47,812,000 | 46,254,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 952,447,000 | 998,393,000 | 1,008,622,000 | 1,016,836,000 |
| Interest-bearing deposits | 843,980,000 | 877,167,000 | 892,544,000 | 899,910,000 |
| Noninterest-bearing deposits | 108,467,000 | 121,226,000 | 116,078,000 | 116,926,000 |
| Equity capital | 95,454,000 | 94,482,000 | 97,965,000 | 99,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 13,963,000 | 28,090,000 | 43,245,000 | 59,042,000 |
| Interest expense | 5,138,000 | 10,270,000 | 15,657,000 | 21,394,000 |
| Net interest income | 8,825,000 | 17,820,000 | 27,588,000 | 37,648,000 |
| Noninterest income | 3,697,000 | 7,540,000 | 11,388,000 | 14,817,000 |
| Noninterest expense | 8,609,000 | 17,138,000 | 25,554,000 | 34,057,000 |
| Provision for loan losses | 1,200,000 | 2,500,000 | 3,600,000 | 4,800,000 |
| Pretax income | 2,843,000 | 5,852,000 | 10,122,000 | 13,993,000 |
| Income tax | 972,000 | 1,941,000 | 3,453,000 | 4,766,000 |
| Net income | 1,871,000 | 3,911,000 | 6,669,000 | 9,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,972,000 | 95,691,000 | 97,605,000 | 99,318,000 |
| Total capital | 114,396,000 | 116,900,000 | 119,382,000 | 121,751,000 |
| Risk-weighted assets | 952,080,000 | 1,006,719,000 | 1,034,774,000 | 1,063,754,000 |