Call reports 2003
FIDELITY BANK — 2003
What FIDELITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 1,029,188,000 | 1,045,341,000 | 1,019,018,000 | 1,091,583,000 |
| Total loans | 828,679,000 | 851,712,000 | 837,383,000 | 833,028,000 |
| Allowance for loan losses | 10,093,000 | 10,139,000 | 9,941,000 | 9,919,000 |
| Securities available for sale | 133,704,000 | 114,141,000 | 122,424,000 | 145,280,000 |
| Securities held to maturity | 3,889,000 | 3,061,000 | 2,332,000 | 41,758,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 865,698,000 | 864,890,000 | 856,522,000 | 889,788,000 |
| Interest-bearing deposits | 753,634,000 | 757,364,000 | 749,747,000 | 777,775,000 |
| Noninterest-bearing deposits | 112,064,000 | 107,526,000 | 106,775,000 | 112,013,000 |
| Equity capital | 93,556,000 | 94,889,000 | 92,895,000 | 93,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 14,413,000 | 28,641,000 | 42,325,000 | 56,095,000 |
| Interest expense | 5,764,000 | 11,312,000 | 16,321,000 | 21,184,000 |
| Net interest income | 8,649,000 | 17,329,000 | 26,004,000 | 34,911,000 |
| Noninterest income | 3,460,000 | 7,440,000 | 10,895,000 | 13,702,000 |
| Noninterest expense | 8,950,000 | 17,951,000 | 26,737,000 | 35,767,000 |
| Provision for loan losses | 1,000,000 | 1,800,000 | 3,750,000 | 4,750,000 |
| Pretax income | 2,490,000 | 5,349,000 | 6,743,000 | 8,427,000 |
| Income tax | 792,000 | 1,729,000 | 2,099,000 | 2,579,000 |
| Net income | 1,603,000 | 3,698,000 | 4,722,000 | 5,926,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,851,000 | 93,026,000 | 92,737,000 | 93,021,000 |
| Total capital | 106,740,000 | 113,375,000 | 112,862,000 | 113,136,000 |
| Risk-weighted assets | 879,230,000 | 909,404,000 | 898,840,000 | 912,932,000 |