Call reports 2002
FIDELITY BANK — 2002
What FIDELITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 955,448,000 | 1,004,429,000 | 1,066,630,000 | 1,062,895,000 |
| Total loans | 792,454,000 | 843,269,000 | 853,583,000 | 790,297,000 |
| Allowance for loan losses | 10,840,000 | 10,816,000 | 12,022,000 | 9,665,000 |
| Securities available for sale | 81,748,000 | 91,152,000 | 101,397,000 | 110,866,000 |
| Securities held to maturity | 6,855,000 | 6,315,000 | 5,667,000 | 4,754,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 800,114,000 | 827,748,000 | 904,097,000 | 907,182,000 |
| Interest-bearing deposits | 695,966,000 | 716,789,000 | 794,459,000 | 792,740,000 |
| Noninterest-bearing deposits | 104,148,000 | 110,959,000 | 109,638,000 | 114,442,000 |
| Equity capital | 81,893,000 | 84,556,000 | 86,613,000 | 93,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 17,380,000 | 34,501,000 | 52,382,000 | 57,252,000 |
| Interest expense | 7,638,000 | 14,337,000 | 21,175,000 | 24,841,000 |
| Net interest income | 9,742,000 | 20,164,000 | 31,207,000 | 32,411,000 |
| Noninterest income | 8,109,000 | 12,345,000 | 16,419,000 | 19,015,000 |
| Noninterest expense | 9,946,000 | 20,093,000 | 30,692,000 | 36,305,000 |
| Provision for loan losses | 2,490,000 | 4,281,000 | 7,369,000 | 6,818,000 |
| Pretax income | 5,478,000 | 8,230,000 | 9,865,000 | 8,603,000 |
| Income tax | 1,849,000 | 2,755,000 | 3,311,000 | 2,799,000 |
| Net income | 3,629,000 | 5,475,000 | 6,554,000 | 14,021,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,536,000 | 83,462,000 | 84,621,000 | 91,168,000 |
| Total capital | 99,772,000 | 101,048,000 | 102,050,000 | 107,015,000 |
| Risk-weighted assets | 850,523,000 | 897,116,000 | 913,535,000 | 857,078,000 |