Call reports 2001
FIDELITY BANK — 2001
What FIDELITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 996,168,000 | 989,015,000 | 967,714,000 | 993,124,000 |
| Total loans | 827,112,000 | 786,649,000 | 796,001,000 | 801,258,000 |
| Allowance for loan losses | 10,572,000 | 10,508,000 | 10,433,000 | 10,199,000 |
| Securities available for sale | 46,720,000 | 78,280,000 | 72,965,000 | 88,426,000 |
| Securities held to maturity | 25,069,000 | 19,287,000 | 8,476,000 | 7,736,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 832,028,000 | 838,142,000 | 811,536,000 | 820,052,000 |
| Interest-bearing deposits | 718,789,000 | 724,392,000 | 707,824,000 | 707,073,000 |
| Noninterest-bearing deposits | 113,239,000 | 113,750,000 | 103,712,000 | 112,979,000 |
| Equity capital | 78,900,000 | 79,161,000 | 80,111,000 | 79,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 20,310,000 | 40,576,000 | 59,744,000 | 77,811,000 |
| Interest expense | 11,497,000 | 22,954,000 | 33,162,000 | 42,059,000 |
| Net interest income | 8,813,000 | 17,622,000 | 26,582,000 | 35,752,000 |
| Noninterest income | 4,481,000 | 9,760,000 | 14,766,000 | 20,517,000 |
| Noninterest expense | 10,974,000 | 21,583,000 | 32,069,000 | 42,812,000 |
| Provision for loan losses | 1,800,000 | 3,600,000 | 5,480,000 | 7,299,000 |
| Pretax income | 582,000 | 2,261,000 | 4,399,000 | 6,758,000 |
| Income tax | 157,000 | 728,000 | 1,477,000 | 2,304,000 |
| Net income | 425,000 | 1,533,000 | 2,922,000 | 4,454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,440,000 | 78,601,000 | 79,077,000 | 79,827,000 |
| Total capital | 97,612,000 | 97,636,000 | 97,644,000 | 98,177,000 |
| Risk-weighted assets | 848,170,000 | 834,729,000 | 845,288,000 | 862,893,000 |