Call reports 2022
COMMERCEWEST BANK — 2022
What COMMERCEWEST BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,289,889,000 | 1,215,534,000 | 1,139,068,000 | 1,436,616,000 |
| Total loans | 794,206,000 | 802,284,000 | 786,384,000 | 794,384,000 |
| Allowance for loan losses | 9,835,000 | 10,210,000 | 10,491,000 | 10,892,000 |
| Securities available for sale | 139,350,000 | 130,503,000 | 124,719,000 | 124,608,000 |
| Securities held to maturity | 41,910,000 | 51,750,000 | 51,651,000 | 51,613,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,163,848,000 | 1,085,473,000 | 1,010,947,000 | 1,306,868,000 |
| Interest-bearing deposits | 464,574,000 | 401,408,000 | 384,256,000 | 719,347,000 |
| Noninterest-bearing deposits | 699,274,000 | 684,065,000 | 626,691,000 | 587,521,000 |
| Equity capital | 114,179,000 | 112,837,000 | 111,052,000 | 115,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 9,172,000 | 18,892,000 | 29,552,000 | 41,320,000 |
| Interest expense | 161,000 | 315,000 | 696,000 | 2,100,000 |
| Net interest income | 9,011,000 | 18,577,000 | 28,856,000 | 39,220,000 |
| Noninterest income | 1,394,000 | 2,909,000 | 4,473,000 | 6,063,000 |
| Noninterest expense | 4,089,000 | 8,390,000 | 12,946,000 | 17,677,000 |
| Provision for loan losses | 125,000 | 500,000 | 800,000 | 1,200,000 |
| Pretax income | 6,191,000 | 12,596,000 | 19,583,000 | 26,406,000 |
| Income tax | 1,725,000 | 3,530,000 | 5,510,000 | 7,399,000 |
| Net income | 4,466,000 | 9,066,000 | 14,073,000 | 19,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 115,516,000 | 118,929,000 | 121,451,000 | 124,284,000 |
| Total capital | 125,133,000 | 128,736,000 | 131,074,000 | 134,277,000 |
| Risk-weighted assets | 768,923,000 | 783,951,000 | 768,760,000 | 798,321,000 |