Call reports 2019
COMMERCEWEST BANK — 2019
What COMMERCEWEST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 572,226,000 | 585,368,000 | 635,190,000 | 883,449,000 |
| Total loans | 406,708,000 | 416,618,000 | 440,818,000 | 441,147,000 |
| Allowance for loan losses | 5,098,000 | 5,281,000 | 5,493,000 | 5,785,000 |
| Securities available for sale | 63,903,000 | 64,679,000 | 67,055,000 | 68,347,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 504,187,000 | 515,631,000 | 564,725,000 | 811,728,000 |
| Interest-bearing deposits | 267,991,000 | 258,466,000 | 275,106,000 | 543,293,000 |
| Noninterest-bearing deposits | 236,196,000 | 257,165,000 | 289,619,000 | 268,435,000 |
| Equity capital | 61,539,000 | 63,177,000 | 63,765,000 | 64,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,239,000 | 12,900,000 | 19,386,000 | 26,035,000 |
| Interest expense | 1,094,000 | 2,241,000 | 3,398,000 | 4,405,000 |
| Net interest income | 5,145,000 | 10,659,000 | 15,988,000 | 21,630,000 |
| Noninterest income | 673,000 | 1,352,000 | 2,262,000 | 3,170,000 |
| Noninterest expense | 3,350,000 | 6,676,000 | 9,929,000 | 13,195,000 |
| Provision for loan losses | 130,000 | 310,000 | 520,000 | 870,000 |
| Pretax income | 2,338,000 | 5,025,000 | 7,801,000 | 10,716,000 |
| Income tax | 460,000 | 947,000 | 1,707,000 | 2,508,000 |
| Net income | 1,878,000 | 4,078,000 | 6,094,000 | 8,208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,333,000 | 58,243,000 | 58,367,000 | 59,696,000 |
| Total capital | 62,606,000 | 63,699,000 | 64,035,000 | 65,676,000 |
| Risk-weighted assets | 449,180,000 | 459,434,000 | 482,205,000 | 534,600,000 |