Call reports 2015
COMMERCEWEST BANK — 2015
What COMMERCEWEST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 431,296,000 | 459,042,000 | 471,725,000 | 528,739,000 |
| Total loans | 294,337,000 | 298,862,000 | 326,956,000 | 330,282,000 |
| Allowance for loan losses | 3,762,000 | 3,789,000 | 4,026,000 | 4,175,000 |
| Securities available for sale | 40,373,000 | 38,500,000 | 37,675,000 | 36,389,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 371,377,000 | 400,385,000 | 410,947,000 | 466,730,000 |
| Interest-bearing deposits | 164,374,000 | 174,189,000 | 168,753,000 | 210,787,000 |
| Noninterest-bearing deposits | 207,003,000 | 226,196,000 | 242,194,000 | 255,943,000 |
| Equity capital | 55,747,000 | 56,510,000 | 58,069,000 | 59,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,096,000 | 8,338,000 | 12,805,000 | 17,397,000 |
| Interest expense | 297,000 | 609,000 | 883,000 | 1,166,000 |
| Net interest income | 3,799,000 | 7,729,000 | 11,922,000 | 16,231,000 |
| Noninterest income | 864,000 | 1,671,000 | 2,614,000 | 3,431,000 |
| Noninterest expense | 3,025,000 | 6,142,000 | 9,312,000 | 12,836,000 |
| Provision for loan losses | 181,000 | 181,000 | 316,000 | 391,000 |
| Pretax income | 1,594,000 | 3,214,000 | 5,045,000 | 6,572,000 |
| Income tax | 593,000 | 1,202,000 | 1,896,000 | 2,461,000 |
| Net income | 1,001,000 | 2,012,000 | 3,149,000 | 4,111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,788,000 | 50,884,000 | 52,357,000 | 53,405,000 |
| Total capital | 53,629,000 | 54,768,000 | 56,533,000 | 57,735,000 |
| Risk-weighted assets | 307,216,000 | 309,783,000 | 338,821,000 | 357,245,000 |