Call reports 2014
COMMERCEWEST BANK — 2014
What COMMERCEWEST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 381,070,000 | 378,930,000 | 386,223,000 | 422,567,000 |
| Total loans | 243,027,000 | 263,028,000 | 269,515,000 | 282,722,000 |
| Allowance for loan losses | 3,084,000 | 3,299,000 | 3,412,000 | 3,570,000 |
| Securities available for sale | 61,280,000 | 47,760,000 | 45,687,000 | 43,308,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,721,000 | 306,258,000 | 329,460,000 | 356,721,000 |
| Interest-bearing deposits | 150,726,000 | 148,497,000 | 143,023,000 | 142,306,000 |
| Noninterest-bearing deposits | 173,995,000 | 157,761,000 | 186,437,000 | 214,415,000 |
| Equity capital | 53,833,000 | 53,566,000 | 53,919,000 | 54,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,605,000 | 7,463,000 | 11,379,000 | 15,222,000 |
| Interest expense | 320,000 | 624,000 | 920,000 | 1,227,000 |
| Net interest income | 3,285,000 | 6,839,000 | 10,459,000 | 13,995,000 |
| Noninterest income | 610,000 | 1,362,000 | 2,068,000 | 3,035,000 |
| Noninterest expense | 2,727,000 | 5,527,000 | 8,381,000 | 12,505,000 |
| Provision for loan losses | 65,000 | 330,000 | 455,000 | 530,000 |
| Pretax income | 1,103,000 | 2,524,000 | 3,871,000 | 4,174,000 |
| Income tax | 0 | 0 | 0 | -936,000 |
| Net income | 1,103,000 | 2,524,000 | 3,871,000 | 5,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,521,000 | 48,558,000 | 48,741,000 | 48,926,000 |
| Total capital | 51,755,000 | 52,007,000 | 52,303,000 | 52,646,000 |
| Risk-weighted assets | 270,311,000 | 282,114,000 | 286,552,000 | 300,667,000 |