Call reports 2013
COMMERCEWEST BANK — 2013
What COMMERCEWEST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 337,225,000 | 338,752,000 | 354,182,000 | 364,386,000 |
| Total loans | 190,511,000 | 188,053,000 | 208,998,000 | 230,944,000 |
| Allowance for loan losses | 3,201,000 | 3,011,000 | 3,065,000 | 3,001,000 |
| Securities available for sale | 64,188,000 | 61,467,000 | 66,683,000 | 61,987,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,943,000 | 281,426,000 | 297,735,000 | 308,111,000 |
| Interest-bearing deposits | 158,553,000 | 149,626,000 | 148,619,000 | 139,049,000 |
| Noninterest-bearing deposits | 124,390,000 | 131,800,000 | 149,116,000 | 169,062,000 |
| Equity capital | 51,360,000 | 52,081,000 | 53,495,000 | 53,284,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,203,000 | 6,394,000 | 9,798,000 | 13,364,000 |
| Interest expense | 410,000 | 793,000 | 1,163,000 | 1,553,000 |
| Net interest income | 2,793,000 | 5,601,000 | 8,635,000 | 11,811,000 |
| Noninterest income | 1,565,000 | 3,174,000 | 3,973,000 | 4,313,000 |
| Noninterest expense | 2,676,000 | 5,655,000 | 8,218,000 | 11,305,000 |
| Provision for loan losses | 160,000 | 210,000 | 210,000 | 280,000 |
| Pretax income | 1,522,000 | 2,910,000 | 4,180,000 | 4,538,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,522,000 | 2,910,000 | 4,180,000 | 4,538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,645,000 | 47,399,000 | 48,910,000 | 48,926,000 |
| Total capital | 48,514,000 | 50,202,000 | 51,998,000 | 52,077,000 |
| Risk-weighted assets | 228,513,000 | 223,895,000 | 246,435,000 | 260,675,000 |