Call reports 2012
COMMERCEWEST BANK — 2012
What COMMERCEWEST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 311,388,000 | 327,675,000 | 339,774,000 | 346,733,000 |
| Total loans | 151,341,000 | 164,013,000 | 181,892,000 | 186,490,000 |
| Allowance for loan losses | 2,777,000 | 3,081,000 | 3,147,000 | 3,185,000 |
| Securities available for sale | 88,227,000 | 83,980,000 | 77,231,000 | 70,396,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,415,000 | 278,496,000 | 288,504,000 | 288,666,000 |
| Interest-bearing deposits | 176,084,000 | 182,585,000 | 182,333,000 | 173,919,000 |
| Noninterest-bearing deposits | 85,331,000 | 95,911,000 | 106,171,000 | 114,747,000 |
| Equity capital | 46,192,000 | 46,764,000 | 48,670,000 | 49,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,045,000 | 6,116,000 | 9,264,000 | 12,514,000 |
| Interest expense | 610,000 | 1,203,000 | 1,787,000 | 2,280,000 |
| Net interest income | 2,435,000 | 4,913,000 | 7,477,000 | 10,234,000 |
| Noninterest income | 416,000 | 1,023,000 | 2,612,000 | 3,982,000 |
| Noninterest expense | 2,524,000 | 4,857,000 | 7,318,000 | 10,078,000 |
| Provision for loan losses | 120,000 | 195,000 | 470,000 | 645,000 |
| Pretax income | 583,000 | 1,598,000 | 3,015,000 | 4,207,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 583,000 | 1,598,000 | 3,015,000 | 4,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,137,000 | 41,082,000 | 42,540,000 | 43,760,000 |
| Total capital | 42,495,000 | 43,624,000 | 45,278,000 | 46,522,000 |
| Risk-weighted assets | 188,052,000 | 202,681,000 | 218,518,000 | 220,385,000 |