Call reports 2011
COMMERCEWEST BANK — 2011
What COMMERCEWEST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 300,600,000 | 314,055,000 | 305,903,000 | 296,907,000 |
| Total loans | 148,254,000 | 137,880,000 | 137,582,000 | 149,235,000 |
| Allowance for loan losses | 4,161,000 | 3,967,000 | 3,111,000 | 3,105,000 |
| Securities available for sale | 69,446,000 | 91,449,000 | 95,513,000 | 94,279,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,781,000 | 267,654,000 | 254,477,000 | 248,861,000 |
| Interest-bearing deposits | 193,035,000 | 193,752,000 | 185,770,000 | 172,366,000 |
| Noninterest-bearing deposits | 61,746,000 | 73,902,000 | 68,707,000 | 76,495,000 |
| Equity capital | 43,999,000 | 44,470,000 | 44,989,000 | 45,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,310,000 | 6,502,000 | 9,611,000 | 12,680,000 |
| Interest expense | 718,000 | 1,455,000 | 2,167,000 | 2,803,000 |
| Net interest income | 2,592,000 | 5,047,000 | 7,444,000 | 9,877,000 |
| Noninterest income | 694,000 | 1,222,000 | 1,200,000 | 1,628,000 |
| Noninterest expense | 2,804,000 | 5,384,000 | 7,835,000 | 10,268,000 |
| Provision for loan losses | 100,000 | 160,000 | 160,000 | 190,000 |
| Pretax income | 382,000 | 725,000 | 1,004,000 | 1,406,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 382,000 | 725,000 | 1,004,000 | 1,406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,124,000 | 38,581,000 | 39,170,000 | 40,042,000 |
| Total capital | 40,319,000 | 40,899,000 | 41,485,000 | 42,408,000 |
| Risk-weighted assets | 173,530,000 | 183,669,000 | 184,480,000 | 188,420,000 |