Call reports 2010
COMMERCEWEST BANK — 2010
What COMMERCEWEST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 343,837,000 | 305,331,000 | 310,020,000 | 302,496,000 |
| Total loans | 202,963,000 | 189,056,000 | 172,429,000 | 158,372,000 |
| Allowance for loan losses | 4,136,000 | 4,781,000 | 4,150,000 | 4,627,000 |
| Securities available for sale | 48,162,000 | 48,703,000 | 63,177,000 | 62,233,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 290,958,000 | 253,669,000 | 258,223,000 | 257,383,000 |
| Interest-bearing deposits | 203,086,000 | 189,369,000 | 195,397,000 | 189,700,000 |
| Noninterest-bearing deposits | 87,872,000 | 64,300,000 | 62,826,000 | 67,683,000 |
| Equity capital | 43,546,000 | 43,686,000 | 43,844,000 | 43,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,352,000 | 8,280,000 | 12,050,000 | 15,730,000 |
| Interest expense | 862,000 | 1,671,000 | 2,534,000 | 3,326,000 |
| Net interest income | 3,490,000 | 6,609,000 | 9,516,000 | 12,404,000 |
| Noninterest income | 551,000 | 859,000 | 1,182,000 | 1,683,000 |
| Noninterest expense | 2,740,000 | 5,448,000 | 7,980,000 | 10,708,000 |
| Provision for loan losses | 625,000 | 1,525,000 | 2,215,000 | 2,840,000 |
| Pretax income | 683,000 | 502,000 | 510,000 | 546,000 |
| Income tax | 249,000 | 0 | 0 | 0 |
| Net income | 434,000 | 502,000 | 510,000 | 546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,608,000 | 37,937,000 | 37,971,000 | 37,623,000 |
| Total capital | 41,597,000 | 40,613,000 | 40,515,000 | 39,937,000 |
| Risk-weighted assets | 237,831,000 | 211,821,000 | 201,805,000 | 182,636,000 |