Call reports 2009
COMMERCEWEST BANK — 2009
What COMMERCEWEST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 235,700,000 | 250,179,000 | 373,296,000 | 349,140,000 |
| Total loans | 139,980,000 | 135,883,000 | 242,792,000 | 226,044,000 |
| Allowance for loan losses | 2,699,000 | 3,679,000 | 3,366,000 | 4,000,000 |
| Securities available for sale | 58,813,000 | 57,204,000 | 45,931,000 | 45,393,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,709,000 | 197,181,000 | 313,337,000 | 297,251,000 |
| Interest-bearing deposits | 130,678,000 | 131,930,000 | 229,876,000 | 203,557,000 |
| Noninterest-bearing deposits | 61,031,000 | 65,251,000 | 83,461,000 | 93,694,000 |
| Equity capital | 34,516,000 | 32,393,000 | 42,959,000 | 42,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,474,000 | 7,071,000 | 12,294,000 | 17,433,000 |
| Interest expense | 636,000 | 1,274,000 | 2,250,000 | 3,300,000 |
| Net interest income | 2,838,000 | 5,797,000 | 10,044,000 | 14,133,000 |
| Noninterest income | 345,000 | 728,000 | 1,316,000 | 1,733,000 |
| Noninterest expense | 2,090,000 | 3,629,000 | 6,433,000 | 9,740,000 |
| Provision for loan losses | 725,000 | 6,170,000 | 6,745,000 | 8,601,000 |
| Pretax income | 487,000 | -4,055,000 | -2,244,000 | -2,891,000 |
| Income tax | 167,000 | -1,727,000 | -1,006,000 | -1,297,000 |
| Net income | 320,000 | -2,328,000 | -1,238,000 | -1,594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,084,000 | 32,374,000 | 39,096,000 | 38,082,000 |
| Total capital | 37,299,000 | 34,549,000 | 42,572,000 | 41,341,000 |
| Risk-weighted assets | 176,732,000 | 172,216,000 | 278,096,000 | 259,792,000 |